~ Offers seamless access to retail
loans with competitive rates, minimal documentation, and digital convenience ~
New Delhi: Punjab National Bank (PNB), nation’s leading public
sector bank, has organized one day Mega Retail Outreach Programme across 160+
centres PAN India. The programme is aimed at enhancing access to affordable and
convenient retail financing solutions for customers across segments.
Rolled out simultaneously across the Bank’s
extensive network, the programme offered a comprehensive suite of retail loan
products onto a single platform. It was designed to simplify access to credit
through competitive interest rates, minimal documentation, and faster
turnaround times, enabling customers to fulfil their aspirational financial
needs with ease.
As part of the programme, customers were
offered various retail loan products at attractive rates, including:
·
Home Loans: Interest rates starting from 7.25%
·
Loan Against Property: Interest rates starting from 9.05%
·
Car Loans: Interest rates starting from 7.60%
·
Education Loans: Interest rates starting from 6.85%
·
Surya Ghar (Solar Financing): Interest rates starting from 5.75%
To further streamline the application
process, PNB enabled a QR code-based instant loan application facility,
allowing customers to apply seamlessly using their mobile devices.
Speaking on the initiative, Shri Firoz Hasnain, CGM, PNB said: “The Mega Retail Outreach Programme reflects our
continued commitment to empowering customers with easy, affordable, and
accessible credit solutions. By leveraging our strong branch network and
digital capabilities, we are simplifying the borrowing experience and enabling
customers to achieve their personal credit needs with greater ease and
confidence.”
The programme has been conducted across
multiple locations, supported by dedicated engagement activities at branches
and outreach camps to ensure wider reach and personalised assistance. Customers
also got benefitted from on-the-spot consultations, instant eligibility
assessments, and end-to-end digital application capabilities through the PNB
One App.
With this initiative, PNB further strengthens
its commitment to customer-centric innovation and reinforces its legacy of
being a trusted financial partner to millions across the country.