●
Zero forex markup on
international transactions
●
Airport privileges for a
seamless travel experience
●
Dual-network flexibility
through a single application process
●
No joining or annual fee
●
Designed for digitally
native, travel-first consumers
●
Up to 20% rewards on eligible
travel bookings on the Scapia App
●
Up to 10% rewards on eligible
everyday spends beyond the Scapia App
Mumbai: Axis
Bank, one of the largest private sector banks in India, and Scapia, India's
leading travel fintech, today unveiled the Scapia Axis Bank Credit Card, designed for India’s new generation of
travellers who see every spend as a step towards their next journey. The card
brings payments, rewards and travel together on one connected app - letting
customers manage and track spends, book travel and redeem rewards, all through
Scapia. Every eligible spend
and UPI transaction earns rewards, which are redeemable across flights, stays,
experiences, shopping and more. Available on both Mastercard and RuPay
networks, the card delivers a seamless digital experience from tap to takeoff
for all spends.
The partnership brings together Axis Bank's
leadership in cards and payments and Scapia's travel-first platform to create a
differentiated proposition for digitally savvy travellers. The collaboration is
designed to seamlessly integrate payments, rewards and travel, delivering an
experience that is more intuitive, relevant and rewarding.
Arnika Dixit, Group Head – Cards, Payments
and Wealth Management, Axis Bank, said, “Our partnership with Scapia reflects a shared focus on
building products that are simple, digital-first, and closely aligned with how
customers experience travel today. By combining our capabilities in payments
with Scapia’s travel ecosystem, we aim to create a more connected experience
that goes beyond traditional co-branded offerings and delivers meaningful value
across the customer journey. This collaboration is centred around making travel
more intuitive and seamless for customers, with solutions that are better
integrated into how they discover, plan, and experience their journeys—enabling
greater convenience, flexibility, and value at every step.
Anil
Goteti, Founder and CEO, Scapia, said, "We are
excited to partner with Axis Bank - this is a new chapter for us. Young Indians
are travelling more than ever before, and we built Scapia to give them a financial product that matches
that ambition. One app where
they can spend, book their trips, shop for travel and earn rewards, all
designed around the traveller. Our users have already taken Scapia to
over 175 countries, and together with Axis Bank, we can now bring this to more
Indians across the country."
Cardholders can earn up to 10% rewards on eligible
everyday spends and upto 20% rewards in the form of Scapia Coins on eligible
travel bookings redeemable across flights, stays, visas, experiences, and more
on the Scapia platform. Beyond rewards, the Scapia app enables customers to
discover, plan and book their trips, while its curated travel store brings
together the brands and products travellers love, all in one place.
For international travellers, the card offers zero
forex markup and Smart Forex capability that provide greater visibility and
control on overseas spends. Cardholders can also enjoy a range of airport
privileges across lounges, dining and premium retail. Complementing these
benefits are fully digital onboarding and card management through the Scapia
app..
Gautam Aggarwal, President, India &
South Asia, Mastercard, said, “Travel has become one of the most vibrant segments of
India’s consumer economy, fuelled by rising aspirations, greater mobility, and
stronger global connectivity. As travellers increasingly seek payment
experiences that are seamless, secure, and globally accepted, collaborations
such as this one become critical. Together with Axis Bank and Scapia, we are
enabling a smarter travel payments experience that delivers greater convenience
and confidence, helping consumers transact effortlessly wherever their journeys
take them.”
Sohini Rajola, Executive Director Growth, NPCI said, "RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country. This partnership builds on that convenience by combining premium travel benefits with the reliability and widespread acceptance of the RuPay network, making travel rewards and experiences more accessible to a wider set of consumers.”
The collaboration reflects a shared belief that the
future of financial services lies in seamlessly embedding payments into the
experiences customers value most. For Axis Bank, the partnership strengthens
its co-branded cards strategy and deepens its presence in high-growth travel
and digital-first segments. For Scapia, it marks its third banking
collaboration and a significant milestone in expanding its platform to a wider
base of Indian travellers.
Onboarding for the Scapia Axis Bank Credit Card begins September 3rd
onwards.